The Chamber Updates
The leadership of the Northwest Chamber of Commerce wish you and your loved ones health and safety.
We have been on Zoom meetings and have been emailing our representatives to learn about the Federal and Maryland State resources which are available to you during this health crisis.
The documents below will give you a summary of all of the business resources and unemployment information available at this time.
Click the buttons below to download and read.
Money for Small Business:
How to apply for PPP. Act quickly.
The Department of Economic and Workforce Development is committed to ensuring Baltimore County’s business community is up to date on all local, state, and federal resources available to assist and ensure business continuity during the Covid-19 pandemic.
The United States Treasury and the United States Small Business Administration offer programs to assist America’s businesses to continue operations in disaster and emergency situations.
The Coronavirus Aid, Relief, and Economic Security (CARES) Act allocated $350 billion to help small businesses keep workers employed amid the pandemic and economic downturn. Known as the Paycheck Protection Program (PPP), the initiative provides 100% federally guaranteed loans to small businesses.
WHAT IS PPP? These are loans which may be forgiven under certain conditions. Initial guidelines have been released by the US Treasury specifically for businesses.
HOW TO APPLY FOR PPP? Apply through the banks and other lenders. Businesses can apply through any existing SBA 7(a) lender or through any federally insured depository institution, federally insured credit union, or Farm Credit System institution that is participating. Other lenders will join and enroll in the SBA program.
WHERE DO I FIND A PPP LENDER? You should consult with your local lender or search this list: Find lender
WHO CAN APPLY FOR PPP? Most small businesses and non-profits in Baltimore County are eligible. A Baltimore County entity is eligible if you are:
• A small business with fewer than 500 employees
• A small business that otherwise meets the SBA’s size standard
• A 501(c)(3) with fewer than 500 employees
• An individual who operates as a sole proprietor
• An individual who operates as an independent contractor
• An individual who is self-employed who regularly carries on any trade or business
• A Tribal business concern that meets the SBA size standard
• A 501(c)(19) Veterans Organization that meets the SBA size standard
WHEN TO APPLY? The program is open until June 30, 2020. However, we advise that you APPLY AS SOON AS POSSIBLE given the loan cap.
- Starting April 3, 2020, small businesses and sole proprietorships can apply for and receive loans to cover their payroll and certain other expenses through existing SBA lenders.
- Starting April 10, 2020, independent contractors and self-employed individuals can apply for and receive loans to cover their payroll and certain other expenses through existing SBA lenders.
We also encourage you to regularly visit Baltimore County’s business and employee assistance website to learn about the most up-to-date resources that are available.
For questions or assistance, we are available via email at firstname.lastname@example.org or by phone at 410-887-8000 or take our COVID business impact survey. When you email or call us, please share your contact info, or so that we can keep you informed as new business resources roll out.
Help for Women Business Owners From the Founder of SPANX
Janet Garman of Glyndon Lord Baltimore Cleaners shared this program with us so we can share it to you.
Thank you Janet!
The Founder of Spanx is donating $5 million directly to female entrepreneurs to help with their businesses and families.
The amount of this donation will be $5,000 for 1,000 women-owned businesses.
Click below to learn more and to apply
LifeBridge Health Seeks Volunteers
LifeBridge Health seeks volunteers to help make masks for health care providers, using material and equipment donated by Under Armour. Assistance is needed over the weekend and going forward at a location near Northwest Hospital in Randallstown. Volunteers with or without sewing experience are needed and will receive training.
Volunteers will be asked to work for just a few hours, have their temperature taken, and be provided a face mask and gloves. Employees from across LifeBridge are working here, but further help is needed.
Thank you for helping during this health crisis impacting all of our communities!
For more information, please click on this link.
BGE Programs/Resources & Updates
Late Payments and Service Disconnections: BGE is suspending service disconnections and waiving new late payment charges at least until May 1.
Payment Options: BGE offers payment options, such as budget billing, which averages payments out over a 12-month period to help customers manage their monthly energy bill, and flexible payment arrangements including individually tailored payment installment plans. Business customers should contact BGE’s Business Customer Service Team to discuss the options – see below for contact information.
Energy Efficiency: Via BGE’s Smart Energy Savers Program, business customers can tap into opportunities to maximize energy savings and reduce costs. For more information customers can email email@example.com or call 1-877-685-SESP(7377).
Smart Energy Economic Development (SEED): Via BGE’s SEED program, new or expanding businesses may be eligible for a 75% discount on construction costs and/or 25% discount on monthly distribution and demand charges.
Business Customer Service: Business customers can contact BGE’s Business Customer Service Team (BCST) directly at 1-800-265-6177 or firstname.lastname@example.org. The BGE representatives are specifically trained to handle the needs of commercial customer accounts
MEMBER OFFERS AND AVAILABILITY DURING THIS CRISIS
These members have reached out to us to let us know how we can help them during this crisis, and how they can also help our community. Please support our member restaurants and other essential businesses.
10309 Grand Central Ave
Owings Mills, MD 21117
A Message From Our Non-Profit Member Student Support Network
Dear Family, Friends and Neighbors,
We are taking the liberty of reaching out to all of you and ask for your help – our students in poverty attending Baltimore County Public Schools and their families are also running out of essential supplies that are not paid for by food assistance programs.
The inability to wash one’s body or clothing or dishes, or to not have diapers or feminine care supplies, are additional stresses they now face in addition to hunger and food insecurity. These items are critical for general health and well-being, especially now.
Yara Cheikh has kindly agreed to have her house be a drop-off point for these essential supplies, which will then be distributed along with food at our Student Support Network distribution events.
If you have already donated, thank you so much!
If you would like to donate, you can:
- Drop off essentials at Yara’s house, Yara Cheikh, 525 St. Francis Rd., Towson, MD 21286-1327 – the attached photo shows the green cooler in front of her door for drop-offs – or you can place them on the black bench next to the cooler. Note: volunteering to deliver items to a non-profit is one of the activities excluded from Governor Hogan’s order on 3-30-2020
- Order online and mail supplies to Yara at the address above.
List of items needed (we know some are hard to find but are trying…)
Laundry Detergent, including pods
Toothpaste and toothbrushes
Deodorant (men and women)
Feminine care supplies, tampons, pads
A Message from Our Member Minute Man Press- Federal Hill
Hello Northwest Chamber of Commerce
First and foremost, we hope you and your family are staying safe during this unprecedented time. We are all in this together. Please let us know how you are doing and if you need anything.
As for us, we are proud to serve YOU, our amazing community. Due to providing critical communications to essential workers such as medical offices, hospitals, government organizations and vital non-profit groups, WE REMAIN OPEN WITH CURBSIDE PICKUP, FREE DELIVERY OR SHIPPING!
We are following all safety and sanitary guidelines. We are working remotely and have limited our onsite staff to simply produce your orders as they come in. We have remote access to all files and data, and are able to process your orders via email or online ordering at our website.
WE ARE HERE TO HELP! Here are just a few of the items we are able to produce for you during this critical time:
- COVID-19 Awareness / Safety Posters & Signs
- Social Distancing Awareness Posters & Signs
- Social Distancing Graphics for Hospitals, Supermarkets & Pharmacies
- Curbside Pickup and Delivery Menus
- Signs for Restaurants & Essential Businesses
- Labels & Seals for Essential Items
- Direct Mail to Send Critical Business Updates to Clients & Community Members
- Event Change Notices for Canceled or Postponed Events
- Backdrops for Video Conferencing
- Support Local / Shop Local marketing campaigns to help all businesses in our community
- And Much More!
The USPS continues to pick-up and deliver items, and we are here for you as well.
We truly value your partnership and are here to best serve you; especially now when you need us most.
We will all come out of this stronger together!
Minuteman Press Team!
ALL NORTHWEST CHAMBER EVENTS ARE POSTPONED UNTIL FURTHER NOTICE
Welcome Our New Members!
Ionic Lodge Charitable Foundation, Inc.
J&L Vintage Decor
Mortgage Affiliates Inc.
Travel Designs LLC
The Heating and Air Conditioning Contractors of MD
About The Fit
Atlantic Financial Federal Credit Union
Boom Barista & CO.
Brick Bodies- Reisterstown
Tier One Technology Partners
Member Events & News
REMINDER: Members, send us your news, promotions and job listings. We are happy to spread the word for you!
ALL EVENTS HAVE BEE POSTPONED UNTIL FURTHER NOTICE
Employees on the Front Lines Will Receive Additional Compensation During COVID-19 Pandemic
In recognition of the critical role first responders and other essential public-facing employees are playing in the County’s efforts to respond to the COVID-19 pandemic, County Executive Johnny Olszewski today announced an essential pay program for those County employees.
“Our public-facing employees are on the front lines of this crisis, and their extraordinary efforts deserve recognition and compensation,” Olszewski said. “I know I speak for all of Baltimore County when I say we are incredibly grateful for their dedication to keeping our communities safe and healthy during this challenging time.”
All first responders and essential public-facing employees are eligible for additional pay under the new program. For these employees, essential pay will be $200 per two-week pay period for the duration of the County Executive’s Declaration of Emergency, or up to five pay periods and $1,000.
First responders and essential public-facing employees will include, but are not limited to, police, fire, corrections, 911 center employees, and certain workers in Health and Human Services, Public Works, Aging, and Recreation and Parks.
Some other employees performing mission-critical functions who are unable to telework will be eligible for essential pay of $100 per pay-period for the duration of the County Executive’s Declaration of Emergency or up to five pay periods and $500.
The essential pay program is the latest step in the County’s efforts to respond to the COVID-19 pandemic. For additional information, visit the COVID-19 Coronavirus Updates and Guidance page.
County Executive Olszewski will join County Council members to provide another opportunity for residents to share their thoughts, ideas and priorities for the FY21 budget.
This meeting will provide a forum for public discussion focused on future budget priorities. County Executive Olszewski will be joined by Council Chair Cathy Bevins, Councilman David Marks, and Councilman Tom Quirk—representatives from the council districts for which in-person town hall meetings were cancelled as a result of the COVID-19 pandemic.
Residents can join the 2020 Budget Virtual Town Hall online here or at
baltimorecountymd.gov/townhall. Residents can also call in at +1-415-655-0001. Access code: 472 548 188
Residents can submit questions during the town hall in the Virtual Town Hall application, or by sending an email to email@example.com
Legislative Update: HEALTH CRISIS
Meal Distribution Times and Days Expanded
Beginning TODAY, Rec and Parks PAL Centers will offer take-away, Grab-and-Go meals Monday, Wednesday and Friday from 4 to 6 p.m. This meal pickup will include two breakfasts and two dinners each day.
There are a limited number of meals available, and they will be distributed on a first come, first serve basis. For the list of locations, please click on this link.
Advertising and Marketing Opportunities with the Northwest Chamber of Commerce: